As part of HSBC's January sales, special offers are available to customers who take out a new personal loan, home loan or credit card until January 31, 2007.

Customers may choose to take up a three-month initial moratorium on interest and capital on personal loans and home loans and no processing fees will be charged. Flexicredit loans will attract a discount of one per cent on the interest rate.

Customers taking out a home loan during January will also be able to take out a flexicredit loan of up to Lm5,000 with a 1.50 per cent discount on the interest rate.

A fee-free classic credit card is being offered to customers taking out this product during this period together with a benefit of zero interest in the first six months.

Customers benefiting from these discounts will also be eligible to participate in a grand draw with the chance of winning either a fully inclusive one-week holiday package for two to a Sandals Caribbean resort or a skiing holiday at Madonna Di Campiglio in Italy.

Further details on the January sales at HSBC can be obtained from any HSBC branch in Malta and Gozo or by calling Customer Care on 2380 2380.

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