People are getting busier, and so are our roads. Traffic has increased and accidents are more likely to happen. Heavy rainfalls and hail are becoming more frequent. Comprehensive motor insurance gives you the serenity that if your car is damaged, it can be repaired or replaced as fast as possible, even if you are responsible for the accident.

However, a comprehensive motor insurance is often ruled out because of a preconstrued idea that it is too expensive. But is it? A vehicle valued at €8,000 would cost an average of €200 annually – just over €0.50 cents a day.

Thomas Smith Insurance can help cut down on car insurance costs. For instance, do you really need your insurance policy to cover any driver over 25 years? By limiting the driver insured to you, or to you and your spouse or partner, you automatically get a reduction in your premium. Thomas Smith Insurance comprehensive policy can also cover your car if driven by your motor repairer.

By pushing up the excess, your premium can be reduced by 20 per cent. Moreover, if you and your partner each own a car, you will be granted further discounts if both vehicles are insured by Thomas Smith.

Thomas Smith also acknowledges the benefit of security devices installed in vehicles by allowing discounts. Terms and conditions may apply.

For more information contact Thomas Smith Insurance on 2205 8000.