Assistant General Manager Keith Laferla.

An innovative new product, the Family Health Cover scheme, part of the Laferla Healthplans, provides the perfect solution for an all-in-one cover for the entire family.

The Family Health Cover scheme gives you and your family protection for medical contingencies, such as hospitalisation, medical expenses and surgical expenses. It features very generous out-patient benefits, including refunds for general practitioners’ (family doctor) fees; consultations with specialists; dental benefits; maternity benefit, as well as a benefit for funeral expenses – and many more.

This scheme also offers the facility to cover the whole family with the payment of a single premium, as well as increasing discounted rates according to the number of family members, improving savings. To benefit from a further discounted rate, you may also opt to include an excess on the payment of claims.

For the first time locally,families can enjoy a plan with shared benefits. This means they are not limited per member.

Instead, one higher overall limit is applied and this may be utilised by any insured member as needed, thus reducing the probability of a limit being reached.

For more information, visit www.laferla.com.mt or e-mail medical@laferla.com.mt.