Philip Toledo Limited, a leading local IT solutions provider, together with S1 Corporation, a worldwide global provider of payment solutions for financial institutions, recently organised a half-day seminar with the theme 'The future of consumer payments'.

The event was targeted at Maltese financial institutions and focused on topics such as:

¤ trends in the consumer payment world;

¤ increasing regulatory challenges in the consumer payment area;

¤ Malta payment data;

¤ Malta ATM and point of sale usage; and

¤ banking delivery channels and profitability.

SEPA, EMV and PCI regulations, currently hot subjects in the international financial sector, were also discussed. Delegates appreciated this European view on these subject areas and how these regulations may be turned into opportunities.

S1 Corporation (incorporating Mosaic Software), delivers customer-facing software solutions and offers unique product sets for specific market segments, including banks, retailers, processors and telecommunication companies. S1 employs 1,700 people worldwide with more than 4,000 customers.

S1's Postilion payments software solution drives all consumer payments through ATMs, POS terminals, mobile phones and Internet access points. Postilion provides consolidated management information, integrated card management, EMV chip card enablement and loyalty software solutions.

Postilion reduces transaction processing costs, speeds time to market for new products and offerings, improves analysis of customer transactions and business opportunities and increases profitability. Postilion is at the forefront of next-generation payments processing software. For more information, visit www.s1.com

Philip Toledo Ltd has been providing solutions and support to Maltese financial institutions for over 40 years. Specialising in leading solutions, it has been in business for 60 years and currently employs 73 professionals. For more information on financial solutions contact Tony Muscat on 2144-5566, tmuscat@ptl.com.mt or visit www.ptl.com.mt

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