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  • The fintech imperative

    The fintech imperative

    Banks, insurers and asset management companies are undertaking major transformation efforts – with a noticeable shift in established players looking at acquiring or partnering with fintech operations. KPMG International conducted a survey of more...

  • Excellence in management award

    Excellence in management award

    Emirates Skywards, the loyalty programme of Emirates airline, has clinched the award for Excellence in Management at the 10th annual Loyalty Awards 2018 organised by FlightGlobal and Global Flight and held in Bangkok on February 6. The award...

  • Shipping movements

    The following ships are expected in Malta: The Ludwig Schulte from Casablanca to Odessa, the Fiona from Aliaga to Bejaia (both CMA CGM Malta Agency Ltd), the MV Euroferry Malta from Salerno to Salerno, the MV Eurocargo Malta from Livorno to Genoa...

  • Disclaimer

    The information published in this page is intended for information purposes only. Any legal claim or action taken in the event of a dispute should be based solely on the legal texts concerned. For more information, call the Office for Consumer...

  • When paying a deposit

    When paying a deposit

    Sellers often ask consumers to pay a deposit to confirm and conclude the purchase of a product or service. Such sales agreements are legally binding and both parties are obliged to abide by them. While on one hand the consumer is committed to pay...

  • Information session on Reach registration

    An information session for businesses that manufacture or import one tonne or more of a chemical substance from outside the EU was recently held by the Malta Competition and Consumer Affairs Authority’s Technical Regulations...

  • Same product, different prices

    Q: I bought an item of clothing from a shop for €18.50. While I was checking other shops in the same area I noticed that the same item of clothing that I had just purchased was offered for sale at €16. I would like to know if sellers are allowed...

  • Weekly advice

    • Sales agreements are binding and both parties are obliged to abide by them. • When consumers opt to cancel a sale they may face unpleasant financial consequences. • If a seller is unable to provide a product or service, consumers are entitled to...

  • No more bets?

    No more bets?

    Because I have lived in Sweden for several years, served as Malta’s Ambassador to Sweden for four years, speak Swedish and have worked for a Swedish multinational, I regularly follow Swedish news and economic and legal developments. In the last...

  • Inflation’s back, markets react

    Regular readers of my column may recall that I pondered upon the alleged death of inflation. Despite enormous liquidity pump­ed into the financial markets by the world’s central banks and interest rates falling into deeply negative territory, and...

  • Minimal impact on local index as global equities dragged lower

    Minimal impact on local index as global equities dragged lower

    Notwithstanding the volatile week witnessed across the global equity market, which dragged most indices substantially in the red, the MSE Equity Total Return Index was barely impacted – having declined marginally by 0.021 per cent, to close the...

  • Bank of England signals it may need to raise interest rates ‘earlier’ in spite of Brexit

    Interest rates in Britain can be expected to rise “somewhat earlier” according to the Bank of England, preparing households and companies to expect a higher cost of borrowing in the coming years, even as the country prepares to leave the EU. The...

  • Le Méridien receives top health accolade

    Le Méridien receives top health accolade

    Le Méridien St Julian’s Hotel & Spa is one of just 49 hotels in Europe that has received top accolades for promoting a culture of well-being and health within the company. Organised each year by Marriott International, Le Méridien was awarded the...

  • GO appoints chief customer experience officer

    GO appoints chief customer experience officer

    Antonio Ivankovic has taken up the newly created role of chief customer experience officer at GO plc. Mr Ivankovic joins GO from Deutsche Telekom, where he was senior manager, partnering and business development. He will be responsible for...

  • New appointments at Vassallo Group

    Pio Vassallo, who has assumed the full responsibility of Vassallo Group as chief executive officer, will be focusing his efforts on the group’s strategy outlined in the group’s ‘Vision 2023’. This includes strengthening the synergy between the...

  • Company briefs

    Motors Inc, the company formed following the merger of Cars International Ltd and Pater Group, has become tied insurance intermediary of Elmo Insurance Ltd. “Becoming tied insurance intermediary for Elmo Insurance was a strategic decision by...

  • Keeping staff: a huge challenge

    Keeping staff: a huge challenge

    During interviews, candidates quote better salaries and personal advancement as top reasons why they would change jobs. However, the reasons usually go beyond this, namely that the work is not challenging enough, conflicting with the management...

  • The perfect fit for the specialised niche

    The perfect fit for the specialised niche

    Since it was founded in 1971, the Century 21 brand has commanded the respect of both those working in, and interested in, the real estate market. The company is made up of an international team of more than 111,000 independent sales professionals...

  • Repeat training session by Castille Institute

    Castille Institute recently held a training session on data protection and the GDPR. Due to the fact that the session was fully booked, there will be another session on February 19, run by Stefan-John Berry. Dr Berry is a lawyer with a...

  • Mercedes Me portal and app

    For nearly a century, Mercedes Benz has been perfecting the driving experience. With the introduction of the Mercedes Me portal, Mercedes Me connect and Mercedes Me app, this experience can now be taken with you anywhere. Anyone can open an...