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  • The benefits of franchising in real estate

    The benefits of franchising in real estate

    The notion of franchising has become an increasingly attractive proposition for many entrepreneurs with an acumen for business. Franchising is a marketing concept based on the adoption of an established franchiser’s procedures, intellectual...

  • Fruitful year for QLZH Foundation

    Fruitful year for QLZH Foundation

    The year gone by has been a brilliant one for the QLZH Foundation.  Following its launch a year ago ago by President Marie-Louise Coleiro Preca, who is also its honorary patron, the team behind the foundation intensified its efforts to be a...

  • CSB Group Christmas staff party

    CSB Group Christmas staff party

    CSB Group’s directors, management and staff celebrated the festive season in style at the Hilton’s Quarter Deck Bar in St Julian’s. Entertainment by top violinist George Curmi (Il-Puse) and his band brought the crowd together to cheer and move to...

  • Competition winner

    Competition winner

    2018 celebrated Arkadia’s 20-year anniversary and the company’s wish was to reward its customers with a campaign to celebrate the milestone. The prize was a BMW Series 2 Active Tourer. When shopping at Arkadia Commercial Centre in Victoria between...

  • Help for businesses to manage social media

    CB Content Creators was recently launched to aid businesses with their social media platforms such as Facebook, Instagram and Twitter, following the boom in social media use where over 90 per cent of Maltese are active users. “Customers are...

  • Game-changing pick-up truck from SsangYong Motor

    Game-changing pick-up truck from SsangYong Motor

    Following Mahindra and Mahindra Ltd’s majority shareholding acquisition of SsangYong Motors in February 2011, the South Korean car manufacturer has seen a steady sales growth after focusing on further strengthening its prestigious products by...

  • Disclaimer - January 6, 2019

    The information published in this page is intended for information purposes only. Any legal claim or action taken in the event of a dispute should be based solely on the legal texts concerned. For more information, call the Office for Consumer...

  • Sales and deposits

    Sales and deposits

    Sometimes goods are ordered and then delivered to consumers at an agreed date. These purchases are normally concluded with a contract of sale that stipulates the type of product purchased, the price agreed and a specific delivery date. Once these...

  • Return of suitcase

    Q: A few days ago I bought a suitcase from a local shop for €23.95. A few days later I went to exchange it but did not find anything to replace it with, so I requested a credit note. To my surprise, the credit note was not issued with the full...

  • Mobile phone query

    Mobile phone query

    Q: I have a mobile phone which is still covered by a commercial guarantee. Recently, its screen broke due to an accident. Since it was not covered by the guarantee, I had it repaired at a local mobile phone repair centre. A few days ago the mobile...

  • Weekly advice - January 6, 2019

    ▪ Agreed contract terms are legally binding and cannot be changed. ▪ Prices of products ordered before sales cannot be changed to match the current discounted prices. ▪ Sales contracts may be cancelled and deposits refunded when the seller is...

  • 2019: more of the same?

    Apart from marking the end of significantly volatile year, December 2018 has also resulted in the worst annual decline in a decade, in the US, for the Standard & Poor’s 500 (S&P 500) Index, which was down by 6.2 per cent, followed by a 5.6 per...

  • Stocks soar as Fed chair drops rate hike course

    Global stocks shot higher and the dollar sagged yesterday after the head of the US Federal Reserve signalled it was no longer set on raising interest rates. The US central bank has no “pre-set” plan for interest rates and will bide its time to see...

  • Stocks soar as Fed chair drops rate hike course

    Stocks soar as Fed chair drops rate hike course

    Global stocks shot higher and the dollar sagged on Friday after the head of the US Federal Reserve signalled it was no longer set on raising interest rates. The US central bank has no "pre-set" plan for interest rates and will bide its time to see...

  • MSE Equity Price Index moves below the 4,500 mark

    MSE Equity Price Index moves below the 4,500 mark

    The MSE Equity Price Index dropped by 0.43% to 4,493.533 points on Friday as the declines in the share prices of FIMBank and MIA outweighed the slight gain in BOV. Trading volumes improved to €0.38 million, with activity in BOV and RS2...

  • Bankers charged with $2bn scam in Mozambique

    Bankers charged with $2bn scam in Mozambique

    Credit Suisse said Friday it was deceived by three former employees accused by US prosecutors of orchestrating $2 billion in dodgy loans to Mozambique, and pledged to cooperate with a US investigation. Switzerland's second largest bank said in a...

  • Eurozone inflation slows in December: Eurostat

    Eurozone inflation slows in December: Eurostat

    Eurozone inflation slowed to an annual rate of 1.6 per cent in December mainly due to lower energy costs, preliminary data from the EU statistics unit Eurostat showed Friday. Falling oil prices helped limit increases in the costs consumers pay for...

  • Ending austerity: give everyone a pay rise

    Ending austerity: give everyone a pay rise

    In 2018, real earnings were 4 per cent below what they were in 2008 in the UK. The decade since the global financial crisis was a lost decade for British workers; their living standards have stagnated. Wages have not even kept up with...

  • A new US vs China tech cold war

    A new US vs China tech cold war

    During 2018, the Trump administration recognised China as a strategic technological threat. This has led to fears in China that American technology may ultimately become unavailable, which would be a strategic threat to China’s own economic...

  • Celebrating the euro’s 20th anniversary

    Celebrating the euro’s 20th anniversary

    This week’s contribution, at the start of the new year, is not so much about how I wish or expect (which are not the same thing) 2019 to develop, but about an anniversary of an event that has shaped our present. On January 1, 1999, the euro became...