▪ Credit notes should not be offered when consumers are legally entitled to a money refund.

▪ Company policies can neither diminish nor take away consumers’ legal rights.

▪ When consumers change their mind about a purchase, sellers are not obliged to offer a solution.

▪ Consumers must observe the terms and conditions written on credit notes.

▪ Pre-sale agreements about returns and exchanges are binding on both consumers and sellers.

Malta Competition and Consumer Affairs Authority
Office for Consumer Affairs
Mizzi House,
National Road,
Blata l-Bajda
HMR 9010

Freephone: 8007 4400
Tel: 2395 2000
Enquiries: info@mccaa.org.mt
Consumer complaints: fair.trading@mccaa.org.mt
Website: www.mccaa.org.mt

MCCAA office hours for the public:
Monday to Friday from 8.30am to 12.30pm

European Consumer Centre Malta
(For complaints against traders in other EU states)

47A, South Street,
Valletta.
VLT 1101

Monday to Friday from 8.30am to 3pm.

Tel: 2122 1901
E-mail: ecc.malta@gov.mt

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