HSBC Home Loans (Malta) Limited is to offer benefits on Flexicredit loans, Flexicredit overdrafts and credit cards to new customers who wish to make use of any of these services within the first two years of their home loan.

HSBC Home Loans customers who are granted a Flexicredit facility within the first two years of their home loan will have all the processing fees on the Flexicredit loan waived. Home loan customers who take out a new HSBC credit card will also benefit by having their annual fee waived for the first year.

"HSBC aims to provide its customers with a holistic service by linking various products to provide as many options and solutions to customers, financial requirements as possible," Emmanuel Sammut, senior manager at HSBC Home Loans, said.

"The initial period of repaying a home loan can present young homeowners with occasional problems. The linking of these various products for the first two years of a home loan will help HSBC's customers to better manage their finances," Mr Sammut added.

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