Following a successful launch in Malta last year, HSBC is now expanding its Fusion proposition by adding a range of class-leading services and financing offers. The latest campaign is designed to offer small business owners greater clarity, support and expert advice in the face of the day-to-day challenges they encounter.
Eligible customers can benefit from a number of time-saving features under the ‘Lifeview’ part of the proposition. This gives them access to a dedicated banker and a single sign-on to free online and mobile banking, where they can see both their personal and business accounts.
Customers can also access some great offers and products to help them manage their money and cash flow, such as zero per cent interest on overdrafts for six months, and a 4.99 per cent fixed interest rate on business loans for up to seven years. They can also apply for a free business debit card and an optional business credit card that carries rewards against spend.
In Malta, 97 per cent of companies are considered small businesses, providing employment to 34 per cent of the workforce and contributing 25 per cent to the country’s gross domestic product. In October 2017, Malta became the first country in the HSBC Group to introduce Fusion to the market. The service is designed for business owners with an annual turnover of up to €1m and borrowing needs of up to €100,000.
BOV talks banking to Giovanni Curmi students
Bank of Valletta representative Silvio Cassar recently discussed banking options with students attending Giovanni Curmi Higher Secondary.
“Moving on to post-secondary education is a significant milestone. It brings with it a number of other important milestones, all revolving around the achievement of greater independence,” said Mr Cassar.
“This is the time when one opens the first account, often simply to have the stipend deposited. Yet, one cannot underestimate the importance of budgeting and managing cash flow at this early stage,” he added.
In today’s world, where banking has grown more dynamic and complex, Bank of Valletta considers it an integral part of its corporate responsibility to invest in financial education of its market.
Misco provides training to Malta Enterprise
Malta Enterprise partnered with Misco to deliver a training workshop on recruitment and selection to professionals in the area. The two-part workshop was created in response to the growing need felt among HR professionals to develop strategic processes of selection. Drawing on 35 years of experience, Misco was invited to share insight into market trends with recruiters in focused workshops organised by Malta Enterprise.
“The tight labour market we are operating in has highlighted the fact that many companies need to gain more knowledge in designing structured selection processes,” said Misco director Joanne Bondin.
Participants were coached on several themes inherent to the field including building a successful recruitment plan; principles of recruitment and selection; proper identification of requirements; promotion of vacancies; effective analysis of CVs and shortlisting; efficient selection procedures; proficiency in conducting interviews; candidate assessment; HR administrative duties; and employer branding.
The course was attended by HR practitioners, managers and other professionals involved in the recruitment and selection processes within companies operating in a variety of sectors.
The topics gave participants the necessary understanding and skills to implement successful recruitment processes.
Chamber committed to business ties with Tunisia
The Malta Chamber of Commerce is committed to sustaining and promoting the excellent business relations between Malta and Tunisia and will continue to strive to bringing businesses closer together, according to Chamber president Frank Farrugia.
Mr Farrugia was addressing delegates at the Malta-Tunisia Business Forum held recently. He said there were over 150 business to business meetings planned to take place between Maltese and Tunisian businesses.
At the forum memoranda of understanding were signed between the Malta Chamber of Commerce, Enterprise and Industry and the Chamber of Commerce and Industry of Tunis; the Tunisian Union of Liberal Professions and Malta Federation of Professional Associations; and the Tunisian General Union of Veterinarians and Malta Veterinary Association.