Allcare Insurance Limited recently launched a new Motor Insurance policy with a wider cover, which incorporates a number of additional benefits as part of the standard coverage, at no extra cost.

There is no excess payable in the event of a third party damage claim for drivers aged over 21

The benefits include 24/7 roadside assistance on third party, third party fire and theft, and comprehensive covers. The maximum no claim discount of 65 per cent is attained after just three years claims-free. Furthermore, policyholders having no claim in the subsequent year are rewarded by an additional good record discount of up to 17.5 per cent over and above the 65 per cent no claim discount.

Comprehensive policyholders who benefit from full no claims discount will also benefit from having their no- claim discount protected at no additional cost. Therefore in the event of a claim within a policy period, policyholders will not lose their no claim discount on a subsequent renewal. The option to protect the no-claim discount is also being offered to policyholders covered on a third party only and third party fire and theft basis.

Under the Allcare Motor policy, there is no excess payable in the event of a third party damage claim for drivers aged over 21. Other standard benefits include cover for loss of keys, medical expenses, legal assistance for uninsured losses, personal accident cover, a replacement vehicle in the event of a claim, breakage of glass and cover for personal effects inside the vehicle. Comprehensive policyholders travelling with their vehicle abroad will also enjoy automatic own damage cover for the first 30 days in any one period of insurance.

The Allcare Comprehensive motor policy also protects the vehicle in the event that it is damaged by storm and flood which would include damage caused by hail as experienced recently.

Allcare Insurance Limited has recently received authorisation from the Malta Financial Services Authority (MFSA) to carry on all classes of general insurance business in Malta. www.allcare.com.mt

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