The 48th edition of the BOV Review contains four articles written by Maltese and foreign authors. The themes in this issue relate to the perceptions of Maltese retail-bank customers regarding service quality and internet banking; offshore financial centres as a strategy for island economies; factors influencing external audit fees in Malta; and purchasing power parity theory and its validity in Pacific islands.
For environmental reasons, Bank of Valletta does not issue a hard copy of the BOV Review. The latest edition, as well as previous issues, can be downloaded from www.bov.com/page.asp?p=10805.