Nearly a third of Britons think it’s acceptable to commit insurance fraud, with many saying they would make a dishonest claim in order to get the latest gadgets, a survey has indicated.

Around 29 per cent of people would consider exaggerating a home insurance claim, either by claiming for extra items or increasing the value of things that had been damaged or stolen, according to insurer Legal and General.

One in 10 people also said they thought there was no harm in lying on an insurance claim in order to upgrade their mobile phone or other gadget to the latest model.

Men were twice as likely as women to consider this behaviour acceptable at 13 per cent, compared with six per cent of women.

Men were also more likely to think they would get away with it, with 13 per cent of men saying they were confident they would not be caught, compared with five per cent of women.

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