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  • Non-material damages in traffic accidents

    Non-material damages in traffic accidents

    The principle that an offender must be punished for causing personal injury and must compensate the victim or his family for such injury knows its origin in the ancient world. Historically, Babylonian law contained extensive provisions on...

  • The psychology of investing

    The psychology of investing

    It’s no secret that learning to manage one’s emotions is instrumental to both personal and business success. Some of the world’s top investors have cited emotional control as a major contributor to attaining great wealth. Behavioural finance is a...

  • Contemporary marketing tactics

    Contemporary marketing tactics

    The new face of marketing is continuously evolving as businesses employ new technologies to satisfy customers’ needs and wants. Nowadays, print and media marketing are usually complemented by social media channels. There are many businesses...

  • The realities after bailout

    The realities after bailout

    Who could dispute the wisdom of learning from the mistakes of others? In the areas of fiscal and economic management there are a number of countries in the eurozone area that need to understand the realities that their country could face if it...

  • No consensus and be damned

    Essentially democratic politics is about the clash and contrast of opposing ideas. Many hold, as the late UK conservative firebrand Ian Macleod used to do, that the duty of the Opposition is to Oppose! Oppose! Oppose! Mcleod would have smacked his...

  • ISPs could be caught up in copyright infringements

    ISPs could be caught up in copyright infringements

    An internet service provider can be required by court injunction to block access for its customers to a website which infringes copyright, Advocate General Cruz Villalón recently confirmed. Such an injunction must, however, refer to specific...

  • Malta’s private debt: a cause for concern?

    Malta’s private debt: a cause for concern?

    According to Eurostat, OECD and the IMF, Malta’s private debt consisting of corporate (non-consolidated) and household debt is estimated at nearly 220 per cent of Gross Domestic Product (GDP) with government debt reaching 71 per cent of...

  • Empowering the voluntary sector

    Empowering the voluntary sector

    The media is so engrossed in tackling economic and political stories that they often ignore the sterling work being done by thousands of people who have to deal with seriously ill relatives. Many of these people are often left alone to deal with a...

  • Upward unemployment concern

    The upward trend in the registered unemployed which began developing well over a year ago is continuing unabated. A news release by the National Office of Statistics (NSO) says that data provided by the Employment and Training Corporation (ETC)...

  • Preventing theft of trade secrets

    Preventing theft of trade secrets

    As part of its wider Europe 2020 strategy, the European Commission has undertaken to create an Innovation Union. It aims at achieving this by improving the conditions for innovative business activity, offering incentives to innovation, and...

  • Investing in ETFs

    Investing in ETFs

    There have been few financial innovations which have had as dramatic an impact on the global investment landscapes as have Exchange Traded Funds (ETFs). When the first ETF came to market some 20 years ago, few expected that today there would be...

  • Crowdfunding for growth

    The European Commission launched a consultation programme until December 31 to explore the costs and benefits of ‘crowdfunding’ as an alternative form of finance. Contributions are sought from competent authorities, crowdfunding platforms,...

  • Manage Malta plc more like a business

    Manage Malta plc more like a business

    I was very disappointed last month to witness the government and Opposi­tion, not even one year into the new Parliament, take such extreme positions on the Individual Investor Prog­ramme. The cross-party political consensus, which had existed...

  • Coping with retirement as time keeps rolling on

    Coping with retirement as time keeps rolling on

    As a young student I always found Shakespeare’s Seven Ages of Men taken from his play As You Like It amusing, if not outright funny. I had a much simpler concept of life. The world was made up of young people eager to find their place in society,...

  • Fresh efforts against evasion

    Evasion has been the bane of public finance practically since income tax was introduced in the late 1940s. It is not restricted to that. Customs and excise duties are evaded. So is Value Added Tax. Evasion is to be found wherever there is...

  • State aid to the film industry

    State aid to the film industry

    EU member states now enjoy greater leeway when launching certain support schemes aimed at the film industry. The good news is that they can do this without the risk of falling foul of EU State Aid rules. The European Commission acts as a watchdog...

  • Modernising trade marks: more affordable and accessible for SMEs

    Modernising trade marks: more affordable and accessible for SMEs

    At a time when the Europ-ean Parliament is fast approaching the end of its mandate, there are a number of new laws being deliberated with the intent of attaining political agreement before the finalisation of the legislative work programme of the...

  • SPEAKING WITH FORKED TONGUE

    Mr John Dalli, ersatz Minister of Health appointed by Labour PM Joseph Muscat, former Minister of Health under a Nationalist Government, has let it be known, ex cathedra as it were, that he has no trust in Leader of the Opposition Simon Busuttil...

  • Culture and national competitiveness

    Culture and national competitiveness

    The quest for improving competitiveness has become the Holy Grail of countries seeking to accelerate economic growth and improve their prospects for creating wealth. The factors that affect competitiveness are often discussed in business schools,...

  • Understanding tax and taxation

    Part of the predictable disagreement in the debate on the Budget for 2014 concerned taxation. In presenting the Budget the Minister for Finance said as an aside that it contained no new taxes. On their part Opposition spokespersons emphasised that...

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