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  • Advertising by lawyers: is ban still relevant?

    As a rule, a lawyer, by virtue of him being a lawyer, is not allowed to advertise or other-wise publicise his practice. This rule is reflected in the Code of Ethics for Advocates in Rule 2 which even goes as far as imposing upon lawyers the duty...

  • Minding our business language

    Business should be about serving customers and hopefully making a profit in the process. But there are other aspects to business life that some find amusing, while others consider upsetting. As a new debate starts on whether we should be teaching...

  • Strait Street via Skadarska Street

    Efforts to rehabilitate the city of Valletta have been going on for years. Initially they tended to concentrate on restoring the grandeur of the baroque churches. More recently, external embellishments were made. St George’s Square, oppositethe...

  • Commission gets its head in the cloud

    Cloud computing is a new model of computing involving a large number of computers connected through a real-time communication network. Instead of using a local server or a personal computer, this network of remote servers hosted on the internet is...

  • Keep it simple: the permanent portfolio

    There are few portfolio management approaches that have the simplicity and excellent risk-adjusted returns of the Permanent Portfolio (PP). The PP was developed and championed by Harry Browne, an American investment analyst, author and the...

  • The downstream competitive advantage

    The latest ‘big idea’ in strategy is ‘downstream competitive advantage’, and to the interested reader, may I recommend the excellent article, Mind Over Marketing by Niraj Dawar? In a nutshell, the theory proposes that competition has today shifted...

  • Surveying the 2014 economic landscape

    2013 was undoubtedly a good year for financial markets, thanks mainly to the Federal Reserve and the European Central Bank continuing to adopt a benign low-interest regime, as well as administering varying doses of quantitative easing to provide...

  • Uncertainty after Arriva nightmare

    The Arriva experiment is no more. It ended ignominously, all the more so given the fanfare and hype with which it was announced, devised and implemented. It was ill-starred from the start. At first it was fair to say that all projects, especially...

  • Your rights when shopping online

    The deadline has now expired for EU member states to transpose into national law the EU’s Consumer Rights Directive. Consumers have been endowed with reinforced rights particularly when they go shopping online. Following the adoption of this...

  • The struggle for economic freedom

    The death of my childhood hero Nelson Mandela was followed by massive media appreciation of this great politician and freedom fighter. There is no doubt that Mandela was one of the most influential and charismatic political leaders of the last...

  • Shopping trends stress competition

    These are the peak selling days of the year for the commercial community. Retailers have been stocking up for them for weeks, even months. Their outturn for the year depends to a considerable extent on the level of sales they achieve in the final...

  • Non-material damages in traffic accidents

    The principle that an offender must be punished for causing personal injury and must compensate the victim or his family for such injury knows its origin in the ancient world. Historically, Babylonian law contained extensive provisions on...

  • The psychology of investing

    It’s no secret that learning to manage one’s emotions is instrumental to both personal and business success. Some of the world’s top investors have cited emotional control as a major contributor to attaining great wealth. Behavioural finance is a...

  • Contemporary marketing tactics

    The new face of marketing is continuously evolving as businesses employ new technologies to satisfy customers’ needs and wants. Nowadays, print and media marketing are usually complemented by social media channels. There are many businesses...

  • The realities after bailout

    Who could dispute the wisdom of learning from the mistakes of others? In the areas of fiscal and economic management there are a number of countries in the eurozone area that need to understand the realities that their country could face if it...

  • No consensus and be damned

    Essentially democratic politics is about the clash and contrast of opposing ideas. Many hold, as the late UK conservative firebrand Ian Macleod used to do, that the duty of the Opposition is to Oppose! Oppose! Oppose! Mcleod would have smacked his...

  • ISPs could be caught up in copyright infringements

    An internet service provider can be required by court injunction to block access for its customers to a website which infringes copyright, Advocate General Cruz Villalón recently confirmed. Such an injunction must, however, refer to specific...

  • Malta’s private debt: a cause for concern?

    According to Eurostat, OECD and the IMF, Malta’s private debt consisting of corporate (non-consolidated) and household debt is estimated at nearly 220 per cent of Gross Domestic Product (GDP) with government debt reaching 71 per cent of...

  • Empowering the voluntary sector

    The media is so engrossed in tackling economic and political stories that they often ignore the sterling work being done by thousands of people who have to deal with seriously ill relatives. Many of these people are often left alone to deal with a...

  • Upward unemployment concern

    The upward trend in the registered unemployed which began developing well over a year ago is continuing unabated. A news release by the National Office of Statistics (NSO) says that data provided by the Employment and Training Corporation (ETC)...

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