Citadel Insurance declares four per cent bonus rate
Citadel Insurance plc has announced a bonus declaration of four per cent on all its ‘with-profits’ policies. The bonus will be credited to the policy accounts active as of December 31, 2009, on all of the Citadel Life Investment Bonds and the Perla...
Citadel Insurance plc has announced a bonus declaration of four per cent on all its ‘with-profits’ policies.
The bonus will be credited to the policy accounts active as of December 31, 2009, on all of the Citadel Life Investment Bonds and the Perla Savings policies.
The Perla Protection policyholders will be credited with the guaranteed 4.5 per cent bonus.
Mark Lamb, head of Citadel’s Life department, explained: “Our policyholders have again benefitted from the application of a market leading bonus rate combined with a minimum guaranteed return and we are happy to continue to offer our clients the security and growth we believe they require”.
Mr Lamb added that over the last 10 years, the company has declared an average annual bonus rate of 5.2 per cent.
The Citadel Life Investment Bond and Perla Savings Plan are tax-efficient life insurance policies in terms of current tax legislation. Citadel’s Perla Savings Plan offers a minimum guaranteed return of 3.5 per cent on the invested premiums while no up-front allocation fee is being applied to the single premium policy ‘CitadelLife Investment Bond’ under the terms of the current special offer.