Nothing 'shameful' in consumer protection
Għaqda tal-Konsumaturi finds unacceptable the comments made in the contribution by the Chamber of Commerce, Enterprise and Industry, entitled Shame In The Chosen Name (November 7), criticising the proposed nomenclature of "Consumer Protect" for the new consumer agency being contemplated.
We may not necessarily concur with the choice of this nomenclature, however we are concerned about certain comments made by the correspondent. We fail to comprehend what is wrong in using the word "protect" and why this is defamatory to the honest entrepreneur, since according to the correspondent this word "implies that the consumer needs protection from something that is harmful or detrimental to his/her interests".
While we would certainly like to have a market place free of abuse, unfair commercial practices harmful to consumers, and claims before the Consumer Claims Tribunal, the reality in a liberalised market is and will remain otherwise. Perhaps the Chamber of Commerce would find the time to write to the Consumer and Competition Division and request a list of those "entrepreneurs" who refuse to abide by the decisions of the Consumer Claims Tribunal and do not pay compensation to consumers when they lose a claim. Hence, we find the statement that "It is not the consumer that needs protection, but rather the honest entrepreneur" as unacceptable.
We do not contest the need for honest entrepreneurs to be protected from competitors who indulge in abusive or illegal practices. In fact, the Għaqda tal-Konsumaturi encourages its members and other consumers to seek out and prefer honest entrepreneurs who provide a fair deal, good after sales service and good customer care. The Chamber seems to be ignoring the fact that not all entrepreneurs are its members. Equally, however, we firmly believe that consumers should be adequately protected from deceitful and unfair commercial practices.
It seems that the Chamber failed to read the letter sent by the Għaqda tal-Konsumaturi to The Times (October 26) entitled Naming And Shaming Is A Powerful Deterrent, in which we referred to a sweep made by the European Commission, where the Commissioner for consumer protection made reference to only one aspect where abuses are committed and consumer protection is required, namely "misleading advertising" in ecommerce.
Għaqda considers that while various laws inspired in part by EU regulations have been enacted in the past years to protect consumers, much more remains to be done to empower the consumer lobby to be in a position to effectively protect consumers in Malta and Gozo.
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Joe Borg
Nov 13th 2009, 17:47
While I fully agree that both consumers and honest entrapreneurs would benefit from a list of 'entrepreneurs' involved in abusive practices, there are two sides of the coin. On the other hand, can honest business, e.g. shops, pass on the details of dishonest customers to the Chamber of Commerce to publish their own Name and Shame list complete with dishonest prectices which include: 1. Issuing cheques as payment which subsequently bounce repeatedly. 2. Buying an item, using it and attempting to return it as 'new' for a refund because the customer 'changed his mind'. 3. Misusing an item (usually appliance) near the end of the guarantee in order to get it swapped for a new one. And the list goes on.... Would the Consumer Protect be requesting this list? I would like to see more comments from both sides (consumers and entrapreneurs) on this.
martin borg
Nov 13th 2009, 11:27
@ Emmanuel Farrugia.
Para 2 of your letter states that your organisation 'may not necessarily concur' with the proposed name for the new consumer agency being contemplated. In the very next sentence however , you say that there is nothing wrong in the use of the word 'protect' in the name for the same.
Isn't this a contradiction ?
Yes, using the word 'protect' implies that all entrepreneurs are out to cheat the consumer. Perhaps calling it 'Fair Trade Agency ' would be more apt for the new body.
As for the list of offending businesses that refuse to abide by the Consumer Tribunal sentences referred to, I am sure that all honest entrepreneurs would not be averse to having it published, whether at the behest of the Chamber or not.