Bank's end of year discounts

HSBC has launched the Grand End of Year Christmas Season Discounts for the third successive year.

The special offers on flexicredit, home loans and maxicredit and credit cards are available until January 31.

Special offers on Flexicredit loans allow a three-month repayment holiday; a one per cent discount on interest rate; no processing fees while lending facilities exceeding Lm5,000 may be repaid over six years instead of five.

A three-month repayment holiday and waiving of processing fees are also offered on home loans and Maxicredit loans.

Classic credit cards bought in this period are free of charge for the first year, and there is zero interest payable for the first three months from issue on purchases made through use of the card.

Fees are also waived for the first year on all supplementary Gold cards.

All customers taking out these products can win prizes.