Joseph Zahra has been elected chairman of the Malta Bankers' Association for the coming year.

The other board members elected at the annual general meeting on Thursday were Edward Cachia, James Bonello, Joe Said, Thomas J. Havlik, Ray Busuttil, Andrew Mifsud, Aldo Minuti and David Cauchi.

Tonio Depasquale will act as chairman of the commercial banks' executive committee and Ray Busuttil will chair the other banks' executive committee.

The association's secretary general, Antonio Ghirlando, heads the secretariat.

Membership in the association is open to all banks licensed to operate as such in Malta.

The present members are APS Bank Ltd, Bank of Valletta plc, Disbank Malta Ltd, First International Merchant Bank plc, HSBC Bank Malta plc, Investkredit International Bank plc, Izola Bank Ltd, Lombard Bank Malta plc, Raiffeisen Malta Bank plc, Sparkasse Bank Malta plc and Volksbank Malta Ltd.

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